motto mortgage coastal
Jose Valenzuela
Loan Advisor
Hey Guys..
Let's break it down.
Purchasing a home is a process all on its own. Your home loan doesn't need to add on your load. I'm here to make it easy for you. From slowing down to explain even step, to getting your loan approved in a flash!
Call me, let's get started.
Working with Me
Competitive Rates
Competition brings out the best for your loan. It means more competitive rates and terms. Thats why Motto Mortgage works with a variety of lenders to shop for the best possible home loan for you.
More Efficiency
No wasted steps. No wasted time.
I work with leading-edge technology tools to ensure your process is streamlined from day one.
Personalized Process
When you work with me, you are my priority. Your loan. Your goals. Your questions. I strive to provide an enjoyable and profitable loan experience for you.
Fixed Rate Mortgage:
The interest rate you get when you close on your mortgage loan is the one you'll pay each month. With this option, you know exactly what you're in for in terms of your principal and interest payment.
Adjustable-Rate Mortgage (ARM):
Your interest rate could go up and down over the life of your loan. You'll probably pay a little lower of an interest rate at the beginning of your mortgage loan, but you could potentially end up paying more overall.
SELECT A LOAN TYPE
Client Reviews
Jose is a fabulous lender with a deep knowledge for his field and a patient heart in working with people like me, who have loads of questions! My husband and I feel so fortunate to have worked with Jose and we know you'll feel the same! He totally helped us score our first house in the location we love! Thank you, Jose!
In a time of rate and market shifts, Jose had his finger on the pulse of it all. He was the consummate professional that not only guided us through the mortgage process but all navigating the local real estate market. Jose worked hand-in-hand with our realtor as we walked through the home purchasing process. We plan to work with Jose for years to come as we consider future refis and purchases.
My husband and I were on a long journey to own out first home. Working with Jose Valenzuela made the process so much easier and obtainable. He was easy to communicate with and worked well with our slightly complicated information to get us the best rate at the right time. Highly recommend using Jose and Motto Mortgage.
Contact
NMLS # 455321
Licensed States: CA
Office Hours
Each Office is Independently Owned, Operated and Licensed.
Licensed by the Department of Business Oversight Under the California Financial Lenders Law.
NMLS# 2030484
For licensing information go to www.nmlsconsumeraccess.org
